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WebRater

Streamline the quote and bind process with the WebRater. 8 available products to quote.

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Download all our policy wordings, proposal and claims forms, and product profiles.

Regions

New Zealand

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Together with our partner brokers, we have an international network across 90 territories. Whether you’re a multinational looking for a broker that’s truly global, or a smaller business looking to insure your local needs, we can help you.

Employers Liability insurance

 

Employers Liability is designed to provide protection against settlements or damages payable where an employee has sued for a work-related illness that accident compensation commission does not cover.

 

The policy also extends to cover defence costs, including those incurred defending allegations of a breach of the Health and Safety in Employment Act 1992 (and amendments) and reparation awards made by a court following a prosecution under the Health and Safety in Employment Act 1992 (and amendments).

 

Employers Liability provides cover for the Insured for defending against claims brought by employees for personal injuries that are not covered by ACC, and for any exemplary damages for claims covered by ACC.

 

Employers-Liability-Building

550+

occupations available

$30m

capacity

 

1 hour

free legal advice with panel counsel

Risk appetite

Preferred risks:
  • Professional services
  • Information technology
  • Allied health
  • Accommodation
  • Hospitality
  • Architects and engineers
  • Education
  • Charities/not-for-profit organisations
  • Sport and recreation
  • Retail
  • Transport, storage and freight forwarding
  • Trade services


Declined risks:
  • Agriculture / fishing / farming mining
  • Amusement parks / tourism pharmaceuticals
  • Occupations involved with asbestos, methamphetamine affected properties or tobacco
  • Aviation
  • Railways
  • Construction wholesale / retail of trade products
  • Medical and hospitals
  • Utility providers
  • Manufacturing work on watercraft over 10 metres

How to get a quote

 

 

WebRater

Instant quotations and bindings are available through the WebRater for limits up to $5m and insureds with up to $10m turnover.

Liability team

Our dedicated Liability underwriters can provide tailored quotations to meet a client's specific needs.