Employers Liability insurance
Employers Liability is designed to provide protection against settlements or damages payable where an employee has sued for a work-related illness that accident compensation commission does not cover.
The policy also extends to cover defence costs, including those incurred defending allegations of a breach of the Health and Safety in Employment Act 1992 (and amendments) and reparation awards made by a court following a prosecution under the Health and Safety in Employment Act 1992 (and amendments).
Employers Liability provides cover for the Insured for defending against claims brought by employees for personal injuries that are not covered by ACC, and for any exemplary damages for claims covered by ACC.
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550+
occupations available
$30m
capacity
1 hour
free legal advice with panel counsel
Risk appetite
Preferred risks:
- Professional services
- Information technology
- Allied health
- Accommodation
- Hospitality
- Architects and engineers
- Education
- Charities/not-for-profit organisations
- Sport and recreation
- Retail
- Transport, storage and freight forwarding
- Trade services
Declined risks:
- Agriculture / fishing / farming mining
- Amusement parks / tourism pharmaceuticals
- Occupations involved with asbestos, methamphetamine affected properties or tobacco
- Aviation
- Railways
- Construction wholesale / retail of trade products
- Medical and hospitals
- Utility providers
- Manufacturing work on watercraft over 10 metres
How to get a quote
WebRater
Instant quotations and bindings are available through the WebRater for limits up to $5m and insureds with up to $10m turnover.
Liability team
Our dedicated Liability underwriters can provide tailored quotations to meet a client's specific needs.