Labour shortages and imported part delays can push up heavy vehicle repair times and costs
A vehicle off the road can mean lost income, missed contracts and reputational damage
Electric vehicles, hybrids and specialised equipment bring new underwriting and claims considerations
Vehicle values may not keep pace with inflation or replacement costs, leaving clients exposed at claim time
More complex accidents and increasing third-party property damage costs can lead to larger claims
Now is a good time to help clients review whether their cover still reflects the realities of their business.
Consider discussing:
- The total cost of loss, not just premium
- Whether extensions such as loss of use and signwriting are appropriate
- Fleet structure, driver profiles and risk management practices
- Differences in policy wordings and coverage between insurers
- Whether vehicle sums insured remain adequate
Our team works with brokers to provide:
This article is intended to provide general information only. Any insurance cover is subject to the terms, conditions, limitations and exclusions set out in the relevant policy wording. Before making any decision about insurance, please read and consider the relevant Product Disclosure Statement (PDS) and policy wording, available on our website or by contacting your local DUAL underwriter. DUAL New Zealand (NZBN 9429031263993, FSP108406)